:root{--primary:#0f2c4c;--accent:#1f8a5b;--surface:#ffffff;--alt:#f4f6f9;--border:#dde3ed;--text:#0f2c4c;--text2:#3d5068;--muted:#5b6f86}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--surface);color:var(--text);font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--accent)}
.container{max-width:1100px;margin:0 auto;padding:0 16px}
.narrow{max-width:720px}
.center{text-align:center}
.small{font-size:13px;color:var(--muted)}
.sub{color:var(--text2)}
h1{font-size:clamp(28px,5vw,46px);line-height:1.15;margin:.2em 0 .4em;color:var(--primary)}
h2{font-size:clamp(22px,3vw,30px);color:var(--primary);margin:1.2em 0 .5em}
h3{font-size:17px;color:var(--primary);margin:.4em 0}
.site-header{position:sticky;top:0;z-index:20;background:var(--surface);border-bottom:1px solid var(--border)}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:12px;flex-wrap:wrap}
.brand-link{display:flex;align-items:center;gap:8px;font-weight:700;font-size:20px;color:var(--primary);text-decoration:none}
.site-header nav{display:flex;align-items:center;gap:20px;font-size:14px;flex-wrap:wrap}
.site-header nav a:not(.btn){color:var(--text2);text-decoration:none}
.btn,button.btn{display:inline-block;background:var(--accent);color:#fff;border:0;border-radius:8px;padding:12px 22px;font:600 15px/1.2 inherit;text-decoration:none;cursor:pointer}
.btn:hover{filter:brightness(1.08)}
.hero{background:var(--alt);padding:40px 0 56px}
.hero-grid{display:grid;gap:32px;grid-template-columns:1fr;align-items:center}
@media(min-width:800px){.hero-grid{grid-template-columns:1fr 1fr;gap:48px}}
.eyebrow{font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--accent);margin:0}
.lead{font-size:18px;color:var(--text2)}
.ticks{list-style:none;padding:0;margin:16px 0}
.ticks li{padding-left:24px;position:relative;color:var(--text2);font-size:15px;margin:6px 0}
.ticks li::before{content:"\2713";position:absolute;left:0;color:var(--accent);font-weight:700}
.cta{background:var(--surface);border:1px solid var(--border);border-radius:16px;padding:24px;box-shadow:0 4px 32px rgba(0,0,0,.08)}
.cta h2{margin-top:0}
.cta label{display:block;font-size:14px;font-weight:600;color:var(--text2);margin:14px 0 6px}
.cta select,.cta input{width:100%;padding:12px 14px;font-size:16px;border:1px solid var(--border);border-radius:8px;background:var(--surface);color:var(--text)}
.cta select:focus,.cta input:focus{outline:2px solid var(--accent);outline-offset:1px}
.cta .btn{width:100%;margin-top:18px;font-size:17px;padding:14px}
.note{background:var(--alt);border-radius:6px;padding:8px 12px;font-size:12px;color:var(--muted)}
.trust{border-block:1px solid var(--border);padding:20px 0}
.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;text-align:center}
@media(min-width:800px){.trust-grid{grid-template-columns:repeat(4,1fr)}}
.trust p{margin:0;font-size:14px;font-weight:600;color:var(--primary)}
.section{padding:56px 0}
.alt{background:var(--alt)}
.steps,.cards{display:grid;gap:24px;grid-template-columns:1fr;margin-top:28px}
@media(min-width:800px){.steps,.cards{grid-template-columns:repeat(3,1fr)}}
.steps>div{text-align:center}
.num{display:inline-flex;width:44px;height:44px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;align-items:center;justify-content:center}
.card{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:20px;font-size:14px;color:var(--text2)}
details{border-bottom:1px solid var(--border);padding:14px 0}
summary{cursor:pointer;font-weight:600;font-size:15px}
details p{color:var(--text2);font-size:15px}
.legal{padding:40px 0 64px}
.legal section{margin:24px 0}
.legal h2{font-size:20px;margin:0 0 8px}
.legal p{color:var(--text2);font-size:15px}
.site-footer{border-top:1px solid var(--border);padding:40px 0 24px;background:var(--surface)}
.foot-grid{display:grid;gap:24px;grid-template-columns:1fr}
@media(min-width:800px){.foot-grid{grid-template-columns:1.2fr 1fr 1fr}}
.foot-brand{font-weight:700;font-size:18px;margin:0 0 6px}
.foot-brand a{color:var(--primary);text-decoration:none}
.site-footer h2{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:0 0 10px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:6px 0;font-size:14px}
.site-footer li a{color:var(--text2)}
.disclosure{margin-top:28px;padding:16px;background:var(--alt);border:1px solid var(--border);border-radius:8px;font-size:12px;line-height:1.6;color:var(--muted)}
.disclosure p{margin:0 0 8px}
.copy{margin-top:20px}